AT THE LAW FIRM OF ROBERT P. COCCO, P.C.
Every Client Matters
No Recovery – No Fee. You don’t pay us unless we win. It’s that simple.
Background Checks for Employment & Housing
Employers and landlords often rely on background check reports containing credit, criminal, employment, education, driving, and housing history information. Errors in these reports can lead to denial of employment and housing. We help consumers challenge inaccurate reports, enforce their rights under federal and state law, and pursue monetary compensation when reporting agencies, landlords, or employers fail to follow the law.
Mortgage Abuse / Foreclosure Defense
Wrongful foreclosure actions, loan servicing errors, and other unfair mortgage practices can place homeowners at risk of losing money and even their homes. We enforce federal and state consumer protection laws, including RESPA and TILA, to hold mortgage lenders and servicers accountable for unlawful conduct and pursue compensation for consumers harmed by abusive mortgage practices.
Credit Report Disputes/ Identity Theft
Incorrect credit reporting can impact your ability to obtain financing, housing, employment, and other opportunities. We help consumers dispute inaccurate information, address identity theft issues, and pursue compensation for consumers from credit reporting agencies, creditors, and debt collectors under federal consumer protection laws for the harm caused by inaccurate credit reporting.
Debt Collection
Defense/Harassment
Federal and state consumer protection laws prohibit debt collectors from using abusive, deceptive, or unfair collection practices. We help consumers recover money damages for harassment or false or misleading claims, and defend against wrongful collection lawsuits filed by debt buyers who often lack the proper evidence needed to prove their claims in court.
Auto Dealer Fraud
Auto dealers and lenders sometimes engage in deceptive practices involving undisclosed vehicle damage, misleading history reports, wrongful repossessions, and improper financing terms. We represent consumers harmed by these practices and enforce federal and state laws to obtain the monetary relief they deserve.
Debt Relief Companies
Consumers are often misled by debt relief and debt settlement companies promising financial solutions but either failing to deliver meaningful results or increasing their debt. We help consumers harmed by unfair debt relief practices to understand their legal rights and pursue monetary relief for violation of federal and state consumer protection laws.
“Consumer Protection Law is our specialty. It’s our passion and our expertise. When you are tired of being taken advantage of, or if you are sick of the harassment – call us!”
– Robert P. Cocco, P.C.
About Robert P. Cocco, P.C.
I have been admitted to practice before the United States District Court for the Eastern District of Pennsylvania and the Pennsylvania state courts. I am a 1991 graduate of St. Joseph’s University and a 1991 graduate of the Temple University Beasley School of Law. Since 2001, I have focused my practice in the area of consumer protection litigation, including predatory mortgage lending, fair debt collection practices, auto fraud litigation, fair credit reporting, student loan disputes, and consumer class actions.
Almost all of my cases are handled on a contingency fee basis. That means I pay for the cost of litigation, and then collect my fee and costs if and when I make a recovery for you. If there is no recovery, you owe me nothing for my time or costs. I can do that because the laws under which I sue allow the consumer’s lawyer to collect fees and costs from companies who break consumer laws.
Consumer Law – Works for YOU
Consumer law is designed to protect you from unfair and deceptive business practices. We help you challenge errors, stop harassment, and resolve financial disputes with confidence.
Know Your Rights.
Protect Your Future.
Consumer laws exist to hold businesses accountable and protect individuals from unfair treatment. They require accurate reporting, honest business practices, and that consumers receive exactly what they’ve paid for. From credit reporting to everyday transactions, these laws are in place to prevent deception and abuse.
The greatest impact is often seen in employment, housing, and lending—areas that shape financial security. When inaccurate consumer reports affect these areas, the consequences can be significant and far-reaching.
Common Consumer Law Issues That May Qualify for a Case
- Wrongfully denied credit due to errors on your credit report
- Hit with hidden fees or unfair banking charges
- Dealing with aggressive or unlawful debt collection practices
- Paying higher rates because of inaccurate financial reporting
- Missed employment opportunities due to incorrect background or credit data
- Denied housing because of reporting errors that shouldn’t be there
- Misled by products or services that didn’t match what was promised
Contact Our Office
- (215) 351-0200
- info@phillyconsumerlaw.com
- 1500 Walnut Street, Suite 900 Philadelphia, PA 19102
Complete our secure contact form to schedule a free, confidential consultation. We’ll review your case, answer your questions, and you pay nothing unless we win or settle your case.
Submitting this form or contacting our firm does not create an attorney-client relationship. Do not include confidential or sensitive information in your message.
Why Choose Robert P. Cocco, P.C. ?
With more than two decades focused on consumer protection litigation, we have extensive experience representing individuals in matters involving debt collection harassment, predatory lending, auto fraud, credit reporting disputes, student loan issues, and consumer class actions. Since 2001, our practice has been dedicated to protecting consumers against unfair and deceptive business practices.
Attorney representation includes admission to practice before the United States District Court for the Eastern District of Pennsylvania and the Pennsylvania state courts.
Mr. Cocco has also been certified to serve as class counsel in the federal case Alexander v. Coast Professional (E.D. Pa. 0:14-cv-04735), reflecting significant experience handling complex consumer litigation matters.
Our firm has represented hundreds of consumers in both state and federal court, including notable published cases such as McMaster v. CIT Group/Consumer Fin., Inc. and Johnson v. Chase Manhattan Bank. We have also been involved in litigation related to inaccurate criminal background reporting and consumer reporting violations resulting in class action claims against major credit reporting agencies.
Most cases are handled on a contingency fee basis, meaning you pay nothing upfront. We advance the costs of litigation and only collect fees if we successfully recover compensation on your behalf. If there is no recovery, you owe nothing for attorney fees or litigation costs.
Testimonials
Hear directly from clients who trusted our firm to help them navigate consumer law disputes, credit reporting issues, debt collection harassment, and other complex legal matters. Their experiences reflect our commitment to responsive communication, personalized representation, and fighting for the best possible outcome for every client.