Car and Truck Dealers must comply with state consumer protection laws, the Motor Vehicle Sales Finance Act, the Pennsylvania Code, the state “Lemon Law”, and the Uniform Commercial Code.
Under these laws a car dealer cannot:
Sell you a used car without disclosing it has serious defects from a prior accident or was previously a rental car;
Give you unfair credit terms;
Change the credit terms after you leave the lot with your car
BEWARE! CAR DEALERS SCAMS INCLUDE:
NOT DISCLOSING PRIOR DAMAGE
Selling a wreck rebuilt after one or more accidents
Selling used cars as new cars
Significant prior damage must be disclosed to you before you buy your car. You can cancel the deal and receive money damages.
SPOT DELIVERY (FINANCING FRAUD)
After you purchase the car, the car dealer calls and tells you:
Financing was not approved
Return to the dealership to sign new financing documents
New financing documents then increase the interest rate, length of the loan and/or the monthly payment.
This is fraud. Consumer laws protect car buyers from this fraud by dealers or finance companies.
FALSE LOAN APPLICATIONS
Watch out for:
Inflated sales price with a phony down payment
Other debt of yours are excluded
Phony cash down payment they say is payable outside the contract or sometime after delivery.
If you think you’ve been taken advantage of by your vehicle’s dealer. You need to get expert counsel NOW. Don’t wait. We can’t help you if you don’t contact us.
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Bob expertly handled my auto fraud case...
"Bob expertly handled my auto fraud case in a lot less time then I could ever have imagined. The outcome of the case was simply unbelievable also. I was able to keep the car, I got all my money back and my credit score remained intact. Bob is the only consumer lawyer I will ever use. I highly recommended you use him too."