Law Offices of Robert P. Cocco
Consumer Protection Attorney
About Robert P. Cocco, P.C.
I have been admitted to practice before the United States District Courts for the Eastern, Middle, and Western Districts of Pennsylvania and the Pennsylvania state courts. I am a 1987 graduate of St. Joseph’s University and a 1991 graduate of the Temple University Beasley School of Law. Since 2001, I have focused my practice in the area of consumer protection litigation, including predatory mortgage lending, fair debt collection practices, auto fraud litigation, fair credit reporting, student loan disputes, and consumer class actions within these consumer sub-areas.
Almost all of my cases are handled on a contingency fee basis. That means I pay for the cost of litigation and then collect my fee and costs if and when I make a recovery for you. If there is no recovery, you owe me nothing for my time or costs. I can do that because the laws under which I sue allow a consumer’s lawyer to collect fees and costs from companies who violate consumer laws.
I have been admitted to practice before the United States District Courts for the Eastern, Middle, and Western Districts of Pennsylvania and the Pennsylvania state courts. I am a 1987 graduate of St. Joseph’s University and a 1991 graduate of the Temple University Beasley School of Law. Since 2001, I have focused my practice in the area of consumer protection litigation, including predatory mortgage lending, fair debt collection practices, auto fraud litigation, fair credit reporting, student loan disputes, and consumer class actions within these consumer sub-areas.
Almost all of my cases are handled on a contingency fee basis. That means I pay for the cost of litigation and then collect my fee and costs if and when I make a recovery for you. If there is no recovery, you owe me nothing for my time or costs. I can do that because the laws under which I sue allow a consumer’s lawyer to collect fees and costs from companies who violate consumer laws.
Class Counsel Certifications
Alexander v. Coast Professional, 2:12-cv-01461-NIQA (E.D. Pa. Mar. 7, 2016)
Deceptive collection practices for Student loan debts
Settlement fund
Graham v. Servis One, Inc., No.: 2:18-cv-4377-WB (E.D. Pa. Nov. 9, 2020)
Deceptive mortgage servicing practices
$505,000
Gregory v. Value Kia, No. 160501609 (Phila. CCP May 17, 2019)
Deceptive Auto sales practices
Settlement fund
Payne et al. v. Marriot Employees Federal Credit Union, 2:18-cv-04009-WB (E.D. Pa. Aug. 13, 2019)
Truth-in-Lending Act Disclosure Violations
$215,000
Taylor v. JB Hunt, 1:22-CV-04832-CPO-MJS (D.N.J. Nov. 20, 2025)
Improper employment background screening practices
$5M settlement
Notable Cases
I have represented hundreds of consumer debtors in both state and federal litigation, including the following published case holdings:
McMaster v. CIT Group/Consumer Fin., Inc., 2006 U.S. Dist. LEXIS 28831 (E.D. Pa. 2006)
Johnson v. Chase Manhattan Bank, 2007 U.S. Dist. LEXIS 50569 (E.D. Pa. 2007).
Notable Lectures & Presentations
Speaker, PREDATORY LENDING: Bringing and Defending Against Consumer Lending Lawsuits, National Business Institute, March 3, 2009
Speaker, The Federal and Pennsylvania Response to the Credit Crisis, Pennsylvania Bar Institute, March 18, 2009
Speaker, NACA 2009 Consumer Rights Litigation Conference, National Association of Consumer Advocates, Oct. 22-25, 2009 (Philadelphia, PA)
Speaker, Pennsylvania Credit Union Association, 2009 (Philadelphia, PA)
Speaker, Defending a Foreclosure: Helping Families Save Their Homes, LawReview CLE, August 20, 2013
Speaker, Consumer Law: An Overview The Justinian Society of Philadelphia, 04-29-2013 (Philadelphia, PA)
Speaker, Why the Fuss about Arbitration? American Bar Association, January 13, 2015 (New Orleans, LA)
Speaker, Senator Kitchen Clinic, October 15, 2015 (Philadelphia, PA)
Guest Appearance: Ask the Experts 8/11/18 (Philadelphia)
Guest Appearance, LaSalleTV, People’s Law: Auto Repossession & Auto Fraud 09/13/18 (Philadelphia)
Speaker, The Million Dollar Sentence and Other Recent Trends in Employment Background Check Litigation, August 25, 2017, Philadelphia Bar Association
Awards & Recognition
Community Leadership Award (2008)
On May 14, 2008, I received a Community Leadership Award sponsored by Pennsylvania State Senator Shirley Kitchen to recognize my legal efforts to help those victimized in abusive consumer transactions.
Philadelphia Law Works VIP Award (2008, 2009)
Community Leadership Award sponsored by Pennsylvania State Senator Shirley Kitchen to recognize my legal efforts to help those victimized in abusive consumer transactions.
