Was Your Carvana Vehicle Repossessed by Bridgecrest in Pennsylvania?

If Bridgecrest repossessed a vehicle that you purchased through Carvana, you may have received a letter titled:

“Notice of Our Plan to Sell Property”

or

“Notice of Intent to Sell”

A Pennsylvania consumer law attorney is investigating whether notices sent to Carvana customers complied with Pennsylvania law.

The review is free and confidential. There is no obligation to hire the firm.

After repossessing a financed vehicle, a lender or finance company will ordinarily sell the vehicle and apply the sale proceeds to the borrower’s account.

Before conducting that sale, Pennsylvania’s Uniform Commercial Code generally requires the secured party to send the consumer a reasonable, signed notification of the planned disposition. The notice must be sent before the vehicle is sold. See 13 Pa.C.S. §§ 9611–9614.  This notice is important because it may give the consumer an opportunity to:

• Learn when and how the vehicle will be sold;
• Determine how much must be paid to recover the vehicle;
• Obtain information about the account;
• Attend a public sale, when applicable;
• Understand whether the consumer may owe money after the sale; and
• Protect the consumer’s rights before the vehicle is permanently transferred.

We are seeking to review notices sent by Bridgecrest after repossessions involving vehicles purchased through Carvana. Pennsylvania law provides civil remedies for certain failures to comply with Article 9 of the Uniform Commercial Code depending upon the particular facts and legal issues involved. See 13 Pa.C.S. §§ 9625–9628.